Fallen trees are not too common, but aren’t at-all unusual after a big storm. In some instances, downed trees are the result of disease, age, or pest infestation and damage. If you have a fallen tree in your yard, it’s a good idea to haul away the whole thing as soon as possible. If you leave it for any length of time, you’re risking being hit with a code violation.
Another compelling reason to get rid of a downed tree is the fact that it will damage your yard, cutting-off the grass underneath from sunlight, as well as dew, the moisture it needs for nourishment. In addition, it will quickly become a haven for a variety of insects, and those pests could find their way to your home.
Fallen Trees and Homeowners Insurance
When a tree falls on your property, where it’s downed and what’s damaged will make quite a bit of difference in who is responsible to clean it up and haul away the debris. Should the tree fall in a manner that situates it away from damaging any insured property, such as your home or car, you’ll be the one responsible to clean it up. However, if it strikes an infrastructure utility, such as a power line, falls over a storm drain, or hits a street light, the municipality will likely have to haul away the debris.
While homeowners insurance policies vary, most standard coverage provides for up to $500 for tree removal, says Scott-Buckley. As for replacing fallen trees and bushes, most policies exclude wind damage to landscaping and limit coverage to 5 percent of the insured value of your home, which could free up $500 per tree or plant. —Bankrate.com
Speaking of a power line, if it does damage or downs one, do not go near the tree or the electrical line. Call the power company right away and report the damage. If the tree has not damaged any infrastructure utility, you’ll be the one responsible to cut it up and haul away the debris or use it for firewood.
Fallen Tree Removal and Disposal
The first thing you need to do is assess the downed tree position and identify any possible safety hazards. For instance, a fallen tree might have struck another tree, causing large branches to be broken, but remain dangling from the other tree. After you’ve ensure nothing else will potentially fall, clear the immediate area around the downed tree so to rid it of any tripping hazards.
Put on long, heavy pants, a long sleeved shirt, boots, protective eyewear, ear protection, and leather gloves. Using a chainsaw, start cutting off the branches at the top, working until all are cut away. Then, begin to cut from the top of the trunk toward the bottom.
Once the tree is completely cut up into manageable parts, hire a junk removal service to haul away the debris or use it for firewood.
Or, call 800-433-1094 or visit Haul Junk Away.